Home Financing Made Simple!
Kansas Mortgage Center is an approved Fannie Mae (FNMA) and Ginnie Mae (GNMA) seller/servicer. We offer a wide variety of loan programs, including Home Purchase Programs, Refinance Programs and Home Renovation Programs. We lend on primary, secondary and investment properties.   

Let one of our trained specialists at Kansas Mortgage Center help you towards planning your future.  

Feel free to contact us toll free at 1-866-945-2155

or via e-mail at: dimond@kmc.kscoxmail.com

 

 

Home Purchase Programs

First Time Home Buyer?

Wanting to Upgrade to that new home?

Purchasing an investment Property?

 

 

Kansas Mortgage Center Home Mortgage Programs:

  • Conforming Agency Loans (Conventional) - Loans that conform to Fannie Mae and Freddy Mac guidelines, including maximum loan amount, borrower credit and income levels, down payment and eligible properties.
  • FHA Loans - Loans that are insured by the Federal Housing Administration, a Federal assistance program that promotes home ownership by offering low down payment options, lower interest rates and easier qualifications.
  • VA Loans - Loans that are guaranteed by the Department Of Veterans Affairs for military service members with benefits like no down payment, 100% financing and competitive interest rates.
  • USDA Loans (United States Department of Agriculture) - loans that are Government insured rural development loans for the purchase of homes in rural areas with no down payment, 100% financing, no monthly mortgage insurance and low interest.
  • Jumbo Loans - A non-conforming loan that exceeds Fannie-Mae and Freddy Mac's loan limits of $417,000.00 and usually carries a higher interest rate than conforming loans.
  • Arm Loans - An Adjustable Rate Mortgage is subject to changes in interest rates to reflect changes in credit market. First year rate generally starts out lower than the market rate and rises on average one to two percentage points each year for a certain number of years until its cap is reached.
 

Mortgage Program Highlights:

 

 
  • Fixed and Adjustable Rate Options
  • Loans up to $1,000,000.00
  • $0 Down Payment
  • Up to 6% Seller Concessions
  • Down Payment Assistance and Gifts Permitted
  • Credit On Scores as low as 620
  • Debt to Income Ratios to 54.99% with Approval


 
Refinance
  • Lower your interest rate and payment

  • Change your loan type

  • Modify the terms of your loan

  • Obtain cash for your use

  • Consolidate high interest loans

  • Renovate your home

 
Contact Us

Telephone: 316.945.2155
Fax: 316.219.2155
Loc: 840 S. Oliver Wichita, KS 67218
Email: dimond@kmc.kscoxmail.com

 

Over 50 Years Experience!

 

Kansas License Mortgage Company                                

License # 0001777

 

 


 

 

 

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